Easy Financing for All

For Business – Offer 0% loans to your customers!
For Customers finance any of your needs!

Partner with us Apply for customer loan

For Business – Offer 0% loans to your customers!
For Customers finance any of your needs!

Easy Financing for All

For Business – Offer 0% loans to your customers!
For Customers finance any of your needs!

Partner with us Apply for customer loan

For Business – Offer 0% loans to your customers!
For Customers finance any of your needs!

Easy Financing for All

For Business – Offer 0% loans to your customers!
For Customers finance any of your needs!

Partner with us Apply for customer loan

For Business – Offer 0% loans to your customers!
For Customers finance any of your needs!

2,00,000+

Over two lakh loans given

1,50,000+

satisfied customers

10,000+

Users making simplified repayments with our app

Our loans

Consumer loans

Experience rapid approval with our paperless consumer loans and unmatched service.

Education loans

Empower your academic journey with tailored loans for higher education.

Personal loans

Custom-fit personal loans with an easy application, meeting your financial needs seamlessly.

Lifestyle & wellness loans

Enhance your life quality with our wellness loans, offering low rates and flexible terms for any life-enriching purpose.

Patient loans

Alleviate medical expenses with EzMI schemes, ensuring flexibility for non-invasive treatments.

Loans against security

Leverage your assets with instant, low-interest loans, tapping into up to 50% of your property's value for your varied requirements.

Consumer loans

Experience rapid approval with our paperless consumer loans and unmatched service.

Why Customers Choose Us?

Experience the benefits of choosing Ezfinanz for your loan needs. We prioritize transparency, affordability, and flexibility.

Minimal documentation required
No hidden fees, affordable loans
Flexible and convenient repayment

Boost Your Business

Partner with us to offer your customers 0% EMI options, enhancing sales and customer satisfaction.

Instant same-day payouts
Streamlined process
Exceptional support

Trusted by Many & Backed by Sai Roshni Capital Pvt Ltd

we've provided over 500 crores in loans since 2015, focusing on customer-centric financial solutions.

Our core principles

We are serving customers with the smartest financing solutions and world-class service

Clear and truthful information

The best customer experience

Respect for our customers

Privacy and data security

Our leadership

Rohith Lokareddy

(Founder & Director)

Narayan Rao

(Founder & Head Of Sales)

Balraj Mote

(Chief Operating Officer)

Brands that Trust Us

Frequently asked questions

What can we help you find?

How do you handle security and privacy?

We prioritize encryption measures and adhere to strict data protection protocols to ensure the security and privacy of our clients' information throughout the loan process and after the loan has been completed as well

What is the interest rate of the loan?

The rate of interest varies for every loan and rate being charges on a decline balance method can be found on the sanction letter.

Why does a 0% loan show interest rate percentage?

In case of no cost EMI or 0% interest loans, the interest amount is borne by the merchant and hence since it is indirectly charged to the customer. Hence, we display the effective interest rate with the assumption that the interest is being borne by the customer.

Minimum credit score requirement?

We underwrite based on our proprietary algorithm model which does not directly have a minimum credit score requirement.

What is the eligibility criteria for availing a loan?

Our underwriting model is based on historical type of loans taken as well as the repayment history along with the capacity to repay as well. Other requirements include both age and residency requirements as well.

What do I need to submit to avail a loan?

To avail a loan, submit identification proof, income proof, address verification and collateral details as per the type of loan availed.

How to repay your loan?

You may click on the link repay loan to repay your loan at anytime.

If I have any queries how do I get in touch with customer service?

If you have any queries you may write to care@ezfinanz.com anytime and you can expect a prompt response within 2 working days.

Know more about NACH/E-Mandate

What is a NACH mandate?

The National Automated Clearing House (NACH) mandate is an electronic payment system introduced by the National Payments Corporation of India (NPCI) to facilitate interbank transactions. It enables a seamless and secure way for NBFCs to collect recurring payments such as loan EMIs, insurance premiums, and utility bills directly from a customer's bank account

How does a NACH mandate work for loan repayments?

A NACH mandate allows NBFCs to automatically debit loan EMIs from your bank account on a specified date each month. Once you authorize the mandate, the specified amount will be deducted automatically, ensuring timely payment of your loan without manual intervention.

What documents are required to create a NACH mandate?

To create a NACH mandate, you generally need: A duly filled NACH mandate form. A canceled cheque or a copy of your bank passbook. Proof of identity (e.g., Aadhaar card, PAN card). Any additional documents requested by your bank or NBFC.

What is the benefit of ENACH over physical NACH?

ENACH offers several advantages over traditional physical NACH. One of the key benefits is the speed of registration confirmation, which is much quicker compared to the manual processing required for physical NACH. ENACH eliminates the need for physical paperwork and manual verification, reducing the chances of errors such as signature mismatches. As a result, ENACH boasts significantly lower rejection rates. Additionally, ENACH supports higher transaction limits, allowing transactions of up to 1 crore, making it suitable for larger financial operations.

What happens when a mandate is canceled?

Canceling a mandate means that the entire authorization is terminated, and any future transactions linked to that mandate are stopped. This action is generally initiated by the payee, especially in contexts related to loans or credit facilities. Once a mandate is canceled, it cannot be reinstated. To continue using the service, the payer must set up a new mandate. This process ensures that no unauthorized deductions occur once the mandate has been canceled.
You can cancel your NACH/EMandate request Here

What does it mean to amend a mandate?

Amending a mandate involves making adjustments to the existing agreement's parameters, such as the transaction amount, frequency of deductions, or the dates involved. This often happens when there are changes in the loan amount, tenure, or repayment schedule. To amend a mandate, the payer must undergo a similar process as the initial registration, ensuring that all updated details are accurately reflected and authorized. This step is crucial for maintaining the integrity and correctness of financial agreements. You can amend your NACH/EMandate request Here

Easy Financing for All

Easy Financing for All

Easy Financing for All

2,00,000+

1,50,000+

10,000+

Our loans

Consumer loans

Education loans

Personal loans

Lifestyle & wellness loans

Patient loans

Loans against security

Consumer loans

Why Customers Choose Us?

Boost Your Business

Trusted by Many & Backed by Sai Roshni Capital Pvt Ltd

Our core principles

Our leadership

Brands that Trust Us

Frequently asked questions

Customers

Partners